Contact Us
Call Us
(512) 799-8117
Send a Message
melanie@melaniehadley.com
Frequently Asked Questions
Ask a Question
How do I get pre-approved for a mortgage?
You can get started by filling out our short online application. Once submitted, I’ll review your information and reach out to discuss your loan options and provide a pre-approval letter if you’re eligible
How long does the mortgage process take?
The process usually takes 21–30 days from application to closing, depending on your loan type, documentation, and market conditions. We’ll keep you updated every step of
the way
the way
What credit score do I need to qualify?
Each loan program has different credit score requirements. Some start around 580 (FHA), while others require higher scores for the best rates. We can help you assess
your credit and make a plan if you need to improve it.
your credit and make a plan if you need to improve it.
Do you work with first-time homebuyers?
Absolutely. First-time buyers are one of our specialties. We’ll explain every step, help
you explore special programs, and make sure you feel confident throughout the process.
you explore special programs, and make sure you feel confident throughout the process.
Can I refinance my existing mortgage?
Yes! Refinancing can help you lower your rate, shorten your term, or tap into your
home’s equity. We’ll review your current loan and goals to see if refinancing makes
sense for you.
home’s equity. We’ll review your current loan and goals to see if refinancing makes
sense for you.